Before you fall in love with a house, see where you stand.
Most buyers pick a price out of the air and find out what was actually true after they have already made an offer. ROYAL Ai runs your real numbers first.
Scan to download
Free to use. No purchase and no loan required. Creating an account and authorizing a soft credit check are required, and a licensed loan officer may contact you. The soft check does not affect your credit score. A standard credit report is required when you move to a full application, and that one appears as an inquiry. Soft-check availability depends on the loan program. FHA and VA loans require a standard credit report.
Download and open
Create your account. It takes a minute, and it is free.
Run your real numbers
A soft credit check with no score impact shows you where you actually stand.
A real person signs off
A Royal Mortgage underwriter reviews every decision before it is issued.
Download it
Free on both stores. On your computer? Point your phone camera at a code. On your phone? Just tap the badge.
Rather start right here?
Tell us who you are and we will walk you straight into secure sign-up. Your app access starts there.
Taking you to our secure sign-up now.
Not a loan application. No credit pull. Submitting takes you to our secure sign-up page, where you create your app access.
Ready for the real thing?
When you are ready to move, start your Royal Mortgage loan approval. ROYAL Ai does the gathering. Our team does the rest.
A door of your own is being built.
A dedicated realtor portal is opening soon, right here. It will be a clear, sunny place to see how ROYAL Ai works, how buyers use it to see where they stand before the first showing, and how a file moves once it is with Royal Mortgage. One door, the same for every agent. Check back soon.
Builders, yours is on the way too.
A builder portal is in the works, made for new construction. It will show how ROYAL Ai fits a build timeline, so buyers walk your models already knowing where they stand and stay steady from contract to closing. One door, the same for every builder. Opening soon, right here.